I totally buy this theory.

I rarely, if ever, buy lottery tickets. But when I do, it's because of a big potential payout, and I spend the evening before the drawing thinking about what I'd do with the money if I won. Sometimes we even do it as a family even, comparing dreams and sometimes being surprised at what we learn about each other.

I know I won't win. But it's fun thinking about the endowments I'd create and the things I'd do if money were no obstacle.